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Whole life insurance

A type of life insurance that offers a death benefit and also accumulates cash value, tax deferred at fixed interest rates. Whole life insurance policies generally have a fixed annual premium that does not rise over the duration of the policy. Whole life insurance is also referred to as "ordinary" or "straight" life insurance.

Will

A legal document that declares a person's wishes concerning the disposition of property, the guardianship of his or her children, and the administration of the estate after his or her death.

Window contract

A window contract is a type of guaranteed income contract. Under the window provision, money will be accepted for investment at any time within a specified "window" of time. Usually, the window period is one year.

   
 

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